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NUFOTEC applique un cadre complet de gestion des risques d'entreprise (ERM) adapté aux réalités des entreprises africaines ci-dessous :
|
No |
RISKS |
MITIGATION STRATEGIES |
|
1 |
Drought, erratic rainfall, water scarcity, and logistics challenges → reduced yields |
Drip/sprinkler irrigation, drought-tolerant varieties, integrated pest management, climate monitoring and geographic diversification |
|
2 |
ESG and Community Risks: Land disputes or reputational issues |
Land title deeds, community inclusion programs, outgrower contracts, ESG reporting. |
|
3 |
Load-shedding affecting negatively the processing and the cold chain |
Solar/diesel hybrid power systems, backup industrial generator, energyefficient processing |
|
4 |
Fluctuating prices, foreign exchange |
Diversified products (Tablets, capsules, powders…), contract farming & forward sales agreements |
|
5 |
Soil depletion, biodiversity impact |
Agroforestry, organic fertilizers, soil testing, sustainable land management |
|
6 |
Quality loss, spoilage, inefficiencies |
GMP-compliant processing, cold storage, optimized logistics, HACCP protocols |
|
7 |
Worker illness, labor shortage |
Occupational health programs, sanitation, training, insurance coverage |
|
8 |
Crop, machinery, or input theft and vandalism |
§ Security wall fence § Security wire fence surrounding the whole farmland § Security guards § Perimeter security, CCTV cameras, community engagement, access controls |
|
9 |
Unexpected losses (climate, market, fire) |
Crop and asset insurance, contingency funds, prudent financial planning |
|
10 |
Macroeconomic and Foreign Exchange Risks: Currency fluctuations, inflation, and import constraints |
USD-denominated exports, multi- currency accounts, and natural hedging |
|
11 |
Political and Regulatory Risks: Policy shifts, licensing delays, and taxation changes |
Proactive engagement with regulators, legal advisory, and diversification across markets |
|
12 |
Supply Chain Risks: Variability in raw materials and potential cooperative defaults |
contractual suppliers, local cooperatives, quality pre-testing, and multiple sourcing options |
|
13 |
Governance and Capital Risks: Misallocation or weak controls |
milestone-based disbursement, segregated accounts, IFRS-aligned audits, and investor oversight |
|
14 |
Market Access Risks: Payment delays and counterfeit products |
Pre-offtake agreements, digital traceability, and diversified distribution channels. |